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When Wells Fargo Company was established in 1852 to provide banking services to Gold Rush pioneers. This company was named after its founder Henry Wells and William Fargo. It was a small company in America at that time. However, now it has become the fourth largest bank in the USA. It may be not accurate to say so, as the current Wells Fargo Bank is the result of the merger of Northwest Corporation and Wells Fargo in 1998. In this merger, Northwest Corporation bought the Wells Fargo, but the name, Wells and Fargo, was retained until now. And after the merger, the company’s headquarter was transferred to Well Fargo’s headquarter – San Francisco.

Together with Bank of America, Citigroup and JP Morgan Chase, Wells Fargo Bank is one of the Big Four Banks in the whole country. Now, Wells Fargo Bank has become one of the oldest and the firmest enterprises in the field of American financial services industry. By 2010, it has had more than 6,300 retail branches. In all, Wells Fargo owns 6,335 retail branches and 12,000 ATMs across the country, as well as the whole world. It offers various kinds of convenient services for customers.

Loans Offered by Wells Fargo

To meet the needs of different customers, Wells Fargo offers various services for guests including banking, insurance, investments and mortgage and so on. Its loans are mainly divided into the following types.

1. Popular Loans
Popular loans refer to those common mortgage loans including fixed-rate and adjustable-rate mortgages, FHA and VA mortgages and Jumbo loan options. In most cases, these loans can meet your needs decently.

2. Loans for Specific Needs
If you are thinking about buying a fixer-upper or foreclosure property or building a home, you come to this type of loan. In this type of loan, there are renovation loans and new construction loans.

3. Featured Programs
Wells Fargo Bank offers some unique programs to customers to accommodate the market demand. These programs include home buyer programs, military mortgage express, relocation programs and other featured homebuyer programs.

Online Banking Services

Wells Fargo Bank is one of the first banks in the world that began the new era of banking on the Internet. In the year of 1995, Wells Fargo Bank introduced Internet services for its customers and then it gains its popularity step by step. And now it still occupies an important position in all the business of Wells Fargo Bank. As long as you sign up, you can get free, secured and unlimited online access to the information of your account, including checking current balances, withdrawal history and so on.

Wells Fargo Bank Official Website: https://www.wellsfargo.com

Wells Fargo Bank – Your Top Option

Wells Fargo performs as a leader in the banking industry in the United States. The Bank provides various products, including loans, credit cards, investment options and insurance, and more. Being staffed with experienced professionals, it can help you select the right type of loans, maximize your savings and increase returns on your investment.

Still in doubt of its ability to manage your money or give the financial support you desire? Take a look at the following list and you will know whether or not Wells Fargo Bank is your first choice.

I. Rich History:

You might not know much about Wells Fargo bank history. Established in 1852, the bank has gone through lots of great events in American history. It has also made a significant contribution to development of West America. Over 160 years of experience does make Wells Fargo a national-recognized and reliable brand.

II. Nationally Located Branches:

With over 12,000 ATMs and 6,200 stores located throughout the US as well as major cities in foreign countries, Wells Fargo can serve you wherever you go. It’s not difficult for consumers to locat Wells Fargo bank branches in South America, Asia, Middle East, Arica and Europe.

III. A Wide Selection of Products & Excellent Services:

Besides its rich history and experience, Wells Fargo also boasts a diverse array of products which are designed with your needs in mind. Wells Fargo bank account is ideal for you to earn interest and increase your savings.

If you have a checking and savings account, be sure to sign up for automatic transfer which can automatically add the interest you’ve earned through your checking account to your savings account.

Wells Fargo bank customer service is also a factor that makes it appealing. If you have any questions about Wells Fargo loans or want to open an account, you can consult a professional through phone to request detailed information. With all the useful resources Wells Fargo offers, you can surely make a wise choice.

Why Choose Wells Fargo Bank?

Wells Fargo bank headquarters are located in San Francisco, California. It is a multinational diversified financial service company providing a wide range of financial products and services and offering customers a wealth of financial programs which embody the convenience to any of your Wells Fargo accounts. Wells Fargo customers are allowed to get an access of their account balance and transaction history at wellsfargo.com.

As the dispensable tool for customers in case they have less time to deal with their accounts, Wells Fargo brings customers online banking service and the early phase of future banking. It becomes the priority for customers who have less time to deal with their account or visit the local branches. To seek more services or products that Wells Fargo offers, you are advised to have a great selection from the following description.

• It is a lucky thing if you are a smart phone owner. Fast, secure and free Wells Fargo mobile banking enables you to check your account, make payment or transfer money between Wells Fargo accounts. Wells Fargo mobile banking is available for your smart phones with Android, iPhone or BlackBerry system.

• Wells Fargo not only avails you of an access to its mobile banking but also online banking. Wells Fargo online banking allows you to manage your checking or saving account at any moment via your internet access.

• Wells Fargo customer can take the advantage from each service or product that Wells Fargo provides. To know more about Wells Fargo banking, you are advised to check out the Wells Fargo bank reviews and make a great selection of its service or product according to your needs.

Note: This web site is not affiliated with or associated to Wells Fargo Bank. Visit Wells Fargo Bank official service pages if you are looking for guaranteed information or professional financial advice.

Wells Fargo Bank
Wells Fargo Rewards Points and Programs

Wells Fargo, as the fourth largest bank in the United States, offers abundant rewards to attract and benefit customers. Then, how does it work?

1. How to Earn Rewards Points

The primary requirement of credit rating is above 660 points. Unlike other banks, Wells Fargo offers a quite straightforward rewards program. With your Wells Fargo credit card you are able to earn 1 rewards point for every dollar you spend on net purchase (purchases minus returns/credits). Read more

Types of Wells Fargo Bank Student Loans

In most cases, students don’t have enough money to cover their education expenses. Some of them may choose to do part-time work to support themselves. But the earnings might be so meager that cannot make ends meet. In this case, they can turn to banks for help.

There are many banks offering student loans, choosing the most suitable one is critical. Wells Fargo Bank prepares a wide array of student loans, which feature competitive rates. Before you making the final decision of which type to choose, make careful comparisons and choose the best one that suits you.

According to loan targets, Wells Fargo Bank offers three kinds of student loans: loans for undergraduates, loans for graduate students, and loans for health and professional students. Read more

Online Banking Services of Wells Fargo Bank

Founded in New York City in 1852, Wells Fargo Bank has developed into a full financial service company that has operations all over the world. Along with Bank of America, Citigroup and JP Morgan Chase, Wells Fargo Bank is one of the most influential banks in the United States.

With the fierce competition of market, every bank is trying its best to win more customers. For Wells Fargo Bank, excellent online service is one of its main characteristics.

Why Choose Bill Pay – Wells Fargo Bank’s Online Service Read more

Wells Fargo Bank Investment for Education

Education always costs much in the modern society. It is never a bad idea for one to start to fund for college expense or further education. Wells Fargo Bank provides three kinds of investment for education. You may choose the best one that suits you.

Wells Fargo 529 Plan

A 539 Plan is very popular when it comes to investing for colleges and trade schools. The plan is sponsored by state and managed by a financial services firm. The first way to start a 529 Plan is investing independently. That is to say you can use the no-load EdVest college savings plan, which is managed by Wells Fargo Funds Management, LLC. Thus, you can have free access to a registered representative by phone and manage your account online or by mail. The alternative method is investing with guidance. The professionals in Wells Fargo Bank will help you make the best investment plan. Wells Fargo Advisors can be got at 1-866-243-0931. Read more